Our Funding

Capital matched to your moment

Five distinct ways to fund your business — each structured around your revenue, your timeline, and your goals. As a direct lender, we keep it simple, transparent, and fast.

Funding Options

Solutions built for real businesses

Below are the core ways Nakayoshi Investment Inc helps established companies access capital. Not sure which fits? Reach out and we will help you find the right structure.

Working Capital Loans

Keep your operations running smoothly through every season. Our working capital loans provide flexible funds you can put toward payroll, inventory, supplier payments, marketing pushes, and the everyday expenses that keep a business moving. Because we underwrite based on your real revenue, we can structure amounts and repayment schedules that fit your cash-flow cycle rather than forcing your business into a rigid template.

  • Cover seasonal gaps and timing mismatches between revenue and expenses
  • Fund inventory ahead of a busy period or large order
  • Flexible amounts scaled to your monthly revenue
Best for day-to-day operating needs

Revenue-Based Financing

When your sales are strong but variable, revenue-based financing lets your repayments flex with your performance. Instead of a fixed payment that ignores your reality, this structure ties funding to a share of your incoming revenue — so you contribute more when business is booming and less when things slow down. It is a natural fit for companies with healthy, recurring sales who want capital without the pressure of a one-size-fits-all schedule.

  • Repayment that adjusts with your revenue performance
  • Ideal for businesses with strong, consistent sales
  • No rigid monthly figure that ignores slow periods
Best for revenue-strong, seasonal companies

Equipment Financing

The right equipment can be the difference between turning away work and scaling up. Our equipment financing helps you acquire the machinery, vehicles, technology, and tools your growth depends on — without draining the cash reserves you need for operations. We structure funding around the asset and its useful life, so the equipment can start earning its keep while you pay for it over time.

  • Acquire machinery, vehicles, and technology without large upfront outlay
  • Preserve working capital for daily operations
  • Funding structured around the asset's productive life
Best for capital purchases and upgrades

Business Funding

Sometimes you simply need capital and a partner who can move quickly. Our general business funding is a flexible foundation for established companies pursuing a clear opportunity — hiring, opening a new location, launching a product line, or strengthening the balance sheet. We take the time to understand the opportunity, then deliver funding sized and structured to support it responsibly.

  • Flexible capital for growth initiatives and opportunities
  • Fast, direct underwriting with answers in 24–48 hours
  • Terms shaped around the goal you are funding
Best for general growth initiatives

Bridge & Expansion Capital

Opportunity rarely waits for the perfect moment. Bridge and expansion capital gives you the runway to act now and align permanent financing later — covering the gap before a large contract pays, a property closes, or a long-term facility funds. It is also how many of our clients finance a confident expansion: a second location, a major hire, or a market move that needs capital before it generates returns.

  • Bridge the gap before contracts, sales, or permanent financing land
  • Fund expansions, new locations, and market moves
  • Short, purpose-built runway with a clear exit plan
Best for time-sensitive growth windows
Find Your Fit

Let's structure the right funding

Tell us about your business and what you are working toward. We will recommend the option — or combination — that fits best.

Contact Nakayoshi